Can prospective members open new accounts digitally?
Are you rethinking your overdraft or fee strategy (e.g. from Reg D or market changes)?
Does your checking account offer interest, rewards, merchant discounts, or other perks?
Do you see potential for premium, paid, or subscription-based (e.g. bundled) checking accounts?
Do you offer real-time or peer-to-peer (P2P) payments (e.g. Zelle)?
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